Subcontractor Default Insurance

Your projects, Our purpose

At Liberty Mutual Surety, we’ve just about seen it all in the construction industry. Ongoing challenges. Emerging risks. And the unique needs of general contractors on projects large and small.

It’s a world that only those with deep experience really understand. Liberty Mutual Surety has that experience. That’s why we developed our Subcontractor Default Insurance (SDI) product.

Poor performance by a single subcontractor can put an entire project at risk. SDI, developed specifically for general contractors, facilitates successful completion of the project.

SDI ensures that general contractors remain in control of their projects, while protecting them against losses incurred due to the default of a subcontractor.

Recent Press

100 years of construction experience

$1.5B+ total construction across core and specialty lines 1

Serving 47 contractors on the ENR Top 100 2

“A” from A.M. Best Company; “A2” from Moody’s; “A” from Standard & Poor’s

1 Based on internal core insurance and specialty construction business data

2 Based on 2019 internal business data

Innovation in action: SDI

Not all SDI coverages are created equally. Through rigorous research, including consultations with top general contractors, Liberty Mutual is able to offer a different – better – approach to SDI. Take a look at how our SDI coverage stacks up against others:

We’re already known for our construction expertise – and for our Surety team’s  depth of experience. We’re leveraging our surety experience into creating an innovative, personalized risk solution for our SDI customers and partners.

It’s not just our team of experts that sets us apart. We’re harnessing the power of data and analytics to provide trends and insights, to help improve decision-making. This vast wealth of information and metrics means we can more accurately assess our contractor clients and support their specific goals.

Our clients know Liberty Mutual is in it for the long haul. We’ve invested – and continue to invest – significant resources into our SDI program, so we can ensure sustainable continuity of coverage for general contractors.

With Liberty Mutual, general contractors have access to a sophisticated suite of risk solutions – so as their needs evolve, we evolve with them. We’re committed to building holistic, industry-specific protection, and SDI is just one more example of that commitment.

Innovation

We’re already known for our construction expertise – and for our Surety team’s  depth of experience. We’re leveraging our surety experience into creating an innovative, personalized risk solution for our SDI customers and partners.

Experience

It’s not just our team of experts that sets us apart. We’re harnessing the power of data and analytics to provide trends and insights, to help improve decision-making. This vast wealth of information and metrics means we can more accurately assess our contractor clients and support their specific goals.

Stability

Our clients know Liberty Mutual is in it for the long haul. We’ve invested – and continue to invest – significant resources into our SDI program, so we can ensure sustainable continuity of coverage for general contractors.

Trust

With Liberty Mutual, general contractors have access to a sophisticated suite of risk solutions – so as their needs evolve, we evolve with them. We’re committed to building holistic, industry-specific protection, and SDI is just one more example of that commitment.

Why choose Liberty Mutual?

Whether it’s surety, SDI, builder’s risk, inland marine, cyber – or any combination – Liberty Mutual is one of the few carriers with the capacity, scope, and flexibility you need. We put the full strength of our organization behind every project you take on.

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Learn more

Find out more about what Subcontractor Default Insurance can do for you by downloading our brochure.

Connect with our SDI team

Contact our underwriting team by submitting the form below.

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Subcontractor Default Insurance is written through Liberty Surplus Insurance Corp, a surplus lines insurer, which is not licensed by the State (except for NH). Surplus lines insurers do not generally participate in state guaranty funds and insureds are not protected by such funds. Surplus lines coverage may only be obtained through duly licensed surplus lines brokers.