Contract surety

Personal attention, tailored solutions

Whether you’re a new contractor seeking a small bond or a multinational company with complex bond requirements, we’ll develop a program tailored to your needs. Our keen understanding of contract surety and top-tier client services can help you win in the construction marketplace.

Bonds you need

  • Bid bonds

  • Payment bonds

  • Performance bonds

  • Supply bonds

  • Maintenance bonds

  • Subdivision bonds

Contract customers

  • General builders

  • Construction managers

  • Design/builders

  • Heavy equipment contractors

  • Homebuilders

  • Subcontractors

  • Specialty contractors

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Contract customers

  • General builders

  • Construction managers

  • Design/builders

  • Heavy equipment contractors

  • Homebuilders

  • Subcontractors

  • Specialty contractors

Common bonded projects

  • Schools

  • Office buildings

  • Residential buildings

  • Hotels

  • Hospitals

  • Prisons

  • Highways

  • Bridges

  • Airports

  • Sewer & water lines

  • Water treatment facilities

Strong and steady appetite

Our expertise is matched by our strong appetite – and we’re ready to work with contractors of all sizes. 

Large contractors with well capitalized and liquid construction, manufacturing, and supply risks are a great fit with Liberty Mutual Surety. Our programs extend up to $750 million, with significant additional capacity for qualified clients.  

For smaller construction projects in the United States, our dedicated underwriting teams provide swift and flexible underwriting. Whether you’re just starting out and seeking your first bond, or you’re a smaller contractor with infrequent bond needs, our Small Contract and QuickAccess programs can help.

Small Contract

Our Small Contract program is for contractors with single-bond needs up to $1.5 million, or aggregate, bonded-only programs up to $3 million.

Quick Access

Our credit-based QuickAccess program requires no financial statements for single bonds, and provides $450,000 single bonds or $900,000 aggregate programs. It’s fast and easy – you’ll typically receive a response to your submission within one business day.

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Learn more  

Find out more about what Small Contract and QuickAccess can do for you by downloading our brochure.

Subdivision Bonds

Subdivision bonds are required of property owners when subdividing residential or commercial properties into smaller parcels or lots. The bond guarantees to the public entity with jurisdiction over the property – usually a local municipality – that the improvements needed to service the lots being created will be funded and installed by the property owner at no expense to the municipality. These improvements typically include streets, sidewalks, curbs, gutters, sewers, water mains, monuments and landscaping. Ownership of the completed improvements is typically transferred to the local municipality upon completion.

Subdivision bonds are also known as the following:

  • Subdivision bonds

  • Performance bonds

  • Site improvement bonds

  • Completion bonds

  • Plat bonds

Strategic support

Your unique business requires specialized support. That’s why we’ve developed strategic services that help you succeed in your marketplace, including:

  • Engineering and accounting consultation

  • Research and whitepapers by industry experts

  • Peer benchmarking analysis

  • Customized macroeconomic reporting, for industry trends and best practices 

All-lines solutions

If your bond needs grow, Liberty Mutual Surety has the capacity and services to support you. And when you work with Liberty Mutual, you also have access to our full suite of coverages, including:

  • General liability

  • Worker’s compensation

  • Property

  • Inland marine

  • Builder’s risk

  • Umbrella & excess

Whether you’re looking for growth, enhanced operating systems, or competitive analysis, our complimentary support services help you reach those goals.

Ready to get started?

Contact your local independent agent or broker to see how our underwriters can help you meet your bonding obligations. For help finding a surety agent, visit our resources page