About us

A team with more than 20 years of experience in international bonds, our Liberty Mutual Surety Spain teams specialize in providing bonds in Spain.

We write a wide range of guarantees for companies of all sizes.  Whether you are a multinational, a medium, or a small company bidding for projects in your own national market or in international market, we can help!

We are a member of Liberty Mutual Insurance Company who has an “A” (Excellent) rating from A.M. Best, “A” (Strong) from Standard & Poor’s, and “A2” (Good) from Moody’s, but we still provide the flexibility and customer focus of a small specialized operator. That is why we are often able to find solutions that other carriers cannot offer.

We have licenses and association agreements that allow us to issue bonds locally in a variety of markets around the world, especially in Latin America.

Our proven ability to respond creatively to the problems our clients face in projects around the world has made it possible for us to offer a wide variety of innovative solutions.  We work closely with brokers and their clients to offer a complete range of bonds backed by first-rate financial security.

Our products

We always look for imaginative and flexible solutions to guarantee the viability of the projects and risks supported by our guarantees.

Contract bonds

Performance, advance payments

Bonds for the gaming sector

Bets, exploitation, registration … (Except online gaming)

Risks linked to property development

Consolidation of anticipated amounts for the purchase of homes and deposit bonds

Miscellaneous risks

Financial guarantees linked to tax disputes

Our business model

We are an international risk organization that offers ad-hoc solutions to our clients.  We target companies and business groups, national or multinational, in industries such as construction, engineering, manufacturing, gaming, and services.

The most common profile of our clients is that of medium-sized, profitable companies with the capacity, character, and capital necessary to survive adverse economic and competitive pressures. Our strong support in foreign markets, no matter how complex these are, is the key to our global vision and our corporate mission.

We design special bond programs developed ad-hoc for our clients according to the local needs of the country in which such bonds are required, covering both technical and financial risks. Research, development, and innovation are the keys to our strategy.

Our underwriting procedure

Policyholder analysis

Technical and professional capacity of the company

Study of the majority shareholders

Financial Statements, Annual Accounts and Management Reports.

Current work and future work portfolio

Moral assessment

Credit insurance policies

Business and strategic plans of the company

Private business reports

Analysis of the feasibility of the project related to the required deposit

Technical Ability

  • The chronogram of the project
  • Human and material resources

The analysis is carried out either directly by our technical services, or with the help from our external engineering companies.

Economic viability of the project

  • Cash flow analysis
  • Financing Requirements
  • Economic resources of the policyholder

Legal Feasibility of the Project:

Analysis of the legal components of the project subject to the guarantee, adapted to the regulatory framework of the country in which the risk is located.

Presentation to committee and definition of conditions

After the study of the policyholder and the feasibility of the project, decision-making is always carried out in our central offices, through subscription committees.